Credit report time again. TransUnion this time. Score is 778, which is higher than last time, but not a lot. And it doesn't reflect the siding loan. The two 'mystery' loans from last time show closed (I found and called the company involved). I figured I'd try to dispute them with TU, but a) their interface sucks, b) the options for dispute are too few (most accurate was "I have no knowledge of this account", which would have worked LAST time, I suppose), and c) it broke halfway thru the process. So, maybe later by mail or something.