Martin Tithonium (tithonium) wrote,
Martin Tithonium
tithonium

more random credit card stuff

Becu's got a visa at 6.9%. no rewards. they have a rewards card, but I couldn't find any information on the accrual of points, only on the spending of. meh.

Also, of everything I've looked at, every single one will raise your rate to the very-high default rate if you're late on a single payment, EXCEPT Capital One, which wait until you've done it twice.

While I certainly never intend to make a late payment, this /was/ the problem I had with MBNA, when their automatic system wasn't paying my minimum payment properly and so I was considered to be defaulting.

This brings up an interesting problem. One of the really big things upon which I would judge a potential card company is their online payment system. But nearly all of them I have no way of seeing what it looks like before actually getting a card with them. Chase I know, and BoA I know, because I've had accounts with them before. But that's it.
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